Buying, selling and closing0 answersAI answer
My lender didn't require one and the title company offered survey coverage as an option. Is a survey worth it?
Asked October 25, 2026
AI answer · not yet verified by a surveyor
Often yes, even when it isn't required. A survey is the only way to know the land matches what you think you're buying [1].
A survey can reveal:
- Encroachments: fences, sheds or driveways crossing the line.
- Easements and setbacks that limit future additions.
- A mismatch between the deed description and what's actually there.
- Missing access or boundary problems with neighbors.
Things to know:
- Title insurance often excludes matters a survey would have shown, unless you get survey coverage.
- An old survey may not show recent changes [2].
- Rules and customs differ by state. Some areas order surveys for almost every closing, and others rarely do.
Ask your agent or attorney what's typical locally, and request quotes early, because surveyors can need a few weeks [3].
General information only. Answers here are not a survey or legal advice, and no one here can tell you where your boundary is. For your property, hire a licensed land surveyor in your state; for legal questions, a real-estate attorney.